Loans

Which Loan Program is right for me?

There isn’t a single or simple answer to this question. For example, the right type of mortgage for you depends on many different factors:

•Your current financial picture

•How you expect your finances to change

•How long you intend to keep your house

•How comfortable you are with your mortgage payment changing

The following are the types of loans available through Cleveland State Bank:

Residential Home Mortgages

  • Fixed Rate Mortgages
  • Adjustable rate mortgages
  • Construction
  • Home equity (home improvement)
  • Home equity lines of credit

Consumer Loans

  • Automobile
  • Installment (Secured)
  • Unsecured
  • Credit Cards
  • Real Estate

Commercial Loans

  • Agricultural Production
  • Construction
  • Land Development
  • Business Credit Cards

Governmental Loans

State, County, and Municipal Public Improvement Bond Issues

There are several types of loans to choose from. Click on the links below to learn more about the different types of loans offered at Cleveland State Bank:

Home Equity Lines of Credit

Installment Loans

Mortgage Loans

Balloon Mortgages

Fixed Rate Mortgages